Finance Options for Aged Care

First Point Group can provide finance options for Aged Care (non-construction / construction).  Below is a brief summary: 

Loan Purpose: 

Our Consultants can provide funding options for the Aged Care Sector looking to finance any of the following: 

  • Fund acquisitions of existing accredited freehold facilities 
  • Fund reinvestment in order to meet accreditation requirements 
  • Fund major renovations/extensions to existing facilities or fund Greenfield construction of Aged Care facilities 

Maximum Loan Amount: 

60+ Beds: up to 65% of going concern valuation by a bank instructed valuer.   

Facilities < 60 beds may be considered where part of a group.  

Construction: Lesser of 75% development costs or 65% of pre-trading or day 1 going concern valuation + 70% of the day 1 net amount of uncollected RADs. 

Loan Team: 

Non-construction – 5 years 

Construction – 3 years 


Non-Construction: General security agreement (GSA) (over all assets including rights and licences). Directors’ Guarantees. 

Construction: General security agreement (GSA) (over all assets). Tripartite Agreement between the Bank, client & builder. Directors’ Guarantees. 

Please contact us to discuss any opportunities.

Kind regards,

Simon, David, Ross and the FPG Team